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Mortgage Rate Shopping with Privacy
The decision to purchase a home or refinance a mortgage is one of the most important financial decisions a person will make in their lifetime.
With all the headlines in the lending and housing industries, it is even more important today, that consumers take extra precautions to protect their confidential information while researching their mortgage options.
Capital Loan Group understands why you want to secure the best interest rate possible with a reputable mortgage lender, as well as keep settlement costs low and eliminate junk fees. Getting a true loan pre-approval and accurate rate quote has become extremely complicated because banks and lenders change their rates daily, sometimes hourly and nearly all lenders have pricing adjustments to their quoted rates based on risk.
This situation has opened the door for the common mortgage climate today of bait and switch tactics. Mortgage brokers and television commercials advertise below market interest rates to lure consumers in the door. Then, they increase their rate or more commonly costs, when it's too late for the client to change without a large penalty.
Capital Loan Group is your answer. We shop dozens of local and national banks and mortgage lenders for our clients without disclosing any of your confidential information to those lenders. We share our Rate Shop results with our customers and in most cases, can underwrite the loan on that lender's behalf at our company start to finish.
We have reinvented the mortgage process with our customers in mind. Interest rates and total closing costs are provided in writing upfront and are GUARANTEED to be lower at closing. Confidential information is not shared with any lender until that client has chosen that loan as the best choice.
Did you know that many mortgage lenders will sell your loan information to dozens of companies and affiliates simultaneously? These mortgage companies require you to Opt Out of their aggressive marketing policies to share your confidential information knowing that most consumers will not take the time to even read their multiple page privacy policies.
Capital Loan Group has an Opt In to marketing policy, with a default to privacy for our clients. We take extra steps to protect our client's privacy to prevent the multiple credit pulls that lower their credit score! Additionally, we provide a first year's membership to a credit alert plan that notifies our clients if someone is using their information.
In order for a client to get accurate rate quotes, they must now know their credit score, their debt to income ratios, their cash reserves and many other detailed information.
, and it has become more and more confusing to compare lenders to make sure you are truly getting the best loan for which you qualify.
Capital Loan Group specializes in professional mortgage consulting for the busy professional. We are a mortgage banking company, and can shop from over 25 local and national lenders for our clients.
As a division of Lender Ltd., we are proud to offer our services to help clients secure a great mortgage rate with lower than normal costs.
We take extra steps to protect your privacy to avoid multiple credit inquiries on your credit, lowering your score.
You can trust us to find the loan program that's best for you.
Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.
Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!
Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!
Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.
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